An optimal variety of investments that give you the best chance of meeting your retirement income goals while mitigating potential risk along the way is key to having the prosperity needed to live the retirement of your dreams.
The challenge with saving for retirement is striking the balance between potential investment gains and potential risk. The riskier an investment is the more potential there is for significant financial gain while the more conservative an investment is the lower the returns may be over an extended period of time.

When we are young and gainfully employed we are able to assume more financial risk than we are as we approach retirement. The closer you are to retirement, the more conservative you may want to be with your investment decisions.

It’s difficult to be an expert in your field, support a family, and become an expert in managing investments all at once. That’s why it is important to work with qualified investment advisors and professionals to make sure that you aren’t walking away from millions of dollars by the time you retire. Millions of dollars may sound out of reach for some, but you may be surprised at how small investments made regularly can truly add up to millions over the course of your career.

If you are already financially healthy and earning substantial income, investing now is absolutely crucial to ensure maximum gains due to the compound nature of long term investments. Making sure you are placing your wealth in the right investments with the right strategy is crucial to ensuring a prosperous and stress free retirement that you’ve worked so hard to experience.

Taking from your cash savings to fund retirement can feel intuitively uncomfortable. After all, you’ve saved your money by NOT spending it! However, keep in mind that spending money is not the same thing as investing it. Placing your savings into an investment strategy doesn’t mean that money is gone, it means that money is growing and creating more wealth off of the principle.

As your investments continue to grow, you are able to automatically reinvest the returns into the principle so that the bigger your investment portfolio gets the faster it builds even greater wealth so by the time you retire you are able to make conservative withdrawals that comfortably fund the life you want to live during your retirement.

Reach out to Michael Martella today at to learn more about how we can help you live the life you’ve always dreamed in retirement.