Most of us look forward to retirement regardless of how we feel about our current careers. We think of it as a time of leisure, travel, and time with family unburdened with the stresses that come from work. However, retirement can be a stressful time for anyone if adequate planning hasn’t taken place to ensure financial prosperity.

That being said, retirement really can be a dream come true and it doesn’t have to be difficult to live the life of your dreams after you are done working. The good news is that you don’t have to plan for retirement on your own when working with an investment advisor who knows how to help you accomplish your goals and live the life you want every day of retirement.

By taking a dynamic approach to your retirement based on strategies developed by experienced and certified investment advisors you can easily ensure your financial health. You will be amazed at what investing a little bit consistently can mean for your wealth over an extended period of time.

How Much Income Do You Really Need For Retirement?

The first goal for most retirement plans is to make sure that you can continue to live your current lifestyle comfortably after your primary income is gone. Many people make the mistake of thinking that their daily spending will decrease dramatically when they retire but this is actually seldom the case. So, you need to plan for a retirement that includes similar costs that you are facing in your present day-to-day.

Another thing to consider is that our life expectancy is continuing to rise so people are living many more years in retirement than they were even one or two generations ago. That being the case, it’s important to have an investment strategy that accounts for continued spending for an extended period of time.

It may sound overwhelming to think about maintaining your current standard of living without the income you are receiving from your work, but it’s absolutely possible to meet and even dramatically exceed the financial demands of prolonged retirement.

For over 20 years, Michael Martella has provided effective solutions and guidance to clients. Having served clients ranging from individuals to large multinational corporations in a myriad of financial climates, he is well suited to help you plan for a prosperous future.

Let Michael Martella help you reach your distinct financial goals no matter where your finances are today by reaching out at MichaelMartella.com.